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Three Sure Signs That Your Business Will Run Out of Cash – And What To Do About It
You can have a profitable business and still fail. In fact, the number one reason for business failure is under-capitalization – running out of cash. As most business owners know, profits do not equal cash flow. It takes cash to invest in infrastructure, lay the foundation for future growth, and build capacity. Much of these cash requirements show up on the cash flow statement and balance sheet, but not on the income statement. This article reveals three sure signs that your business may be heading for a cash crisis, and offers four ways to manage cash flow properly.
Enhancing Africa's Global Competitiveness through Economic Governance
Africa would seem to have a unique opportunity to attract foreign direct investment (FDI) and hence to build its international competitiveness by the investment uncertainties created by the needs for the US and EU to solve their particular economic problems. This was a theme running through the deliberations of the plenary session.

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Know Your Customers - Or Perish!
Most companies (large and small) don’t know their customers very well. Certainly, some people within the company usually have intimate knowledge of key contacts, information, history, and details about customers, but that information isn’t institutionalized as often as it should be – which means it can leave with your salespeople! Remember, you own this data. To that fact, add this one: The most valuable component of any company’s assets is its customer data. Forget your balance sheet, long-term assets, and short-term assets. Without your customers, and the information regarding those customers, everything else is meaningless. Clearly, some framework of capturing customer data is vital for business success. Capturing and using that data is called “Customer Relationship Management.”

Certified Development Company (504) Loan Program
The CDC/504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. A Certified Development Company is a nonprofit corporation set up to contribute to the economic development of its community. CDCs work with the SBA and private-sector lenders to provide financing to small businesses.
Brand Revitalization
Building a strong brand takes commitment, time and hard work, but the result is one of the most valuable assets a company can own. That said, not all assets are static, and your brand image is no exception.

Should My Company Lease Or Buy Long Term Assets?
The article discusses the business owners decision around leasing or purchasing long term business assets .

What happens to Canadian Equipment Financing Assets at the end of my firms Equipment Lease?
The article reviews issues around leased assets at the end of the term of the lease from viewpoints from the lender and the Canadian business owner
How can my Canadian Company Sell or Remarket Equipment that was on an Equipment Lease and is no longer needed?
The article focuses on the challenge of disposing of leased assets at end of term and identifies certain industry practises in that area
How can my Canadian Company Sell or Remarket Equipment that was on an Equipment Lease and is no longer needed? – PART 2
The article focuses on issues and suggestions for Canadian business owners and financial managers in disposing of assets coming off lease after a typcial three to five year lease term
Toronto Working Capital Financing
The articles reviews working capital financing alternatives for Canadian business owners and financial managers seeking long term permanent solutions or temporary solutions from their current assets .
The Greatest Question Ever Asked About Canadian Equipment Finance and Leasing Companies - Let Your Company Join In!
Information on equipment finance in Canada – Why Canadian companies utilize a leasing company or a trusted business financing advisor to acquire assets via a long term lease finance strategy .

Leaders Inspire by Example
It's when times are toughest that everyone most clearly sees authentic leadership. This is when much-repeated claims like "our people are our most important assets" ("leaderspeak") are proven true, or just so much hollow rhetoric. How managers handle economic downturns and sudden cost-reduction pressures, for example, speaks volumes about their leadership - or lack thereof. If an organization has strong leaders who truly care about people and want to build long-term trust, layoffs are always the very last, desperate step. Such leaders operate from core values of partnership and participation. They don't look at people within the organization as "heads," "FTEs (Full Time Equivalents)," "warm bodies," or faceless "human resources" to be acquired and disposed of like assets on a balance sheet.
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