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II. How Can MicroFinance Succeed In Africa?
African microfinance is as diverse as the continent itself. An array of approaches have been used, ranging from traditional group-based systems, to specialised lending by banks and funded by international nongovernmental organisations (NGO) financial intermediaries. Consequently, examples of African microfinance offer an array of lessons of what works and doesn’t work. Drawing from these lessons, and those from non-African examples, OSCAL developed a Microfinance model based on four principles:

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Tips For Brainstorming
Brainstorming is one of many creative problem solving techniques. While you can use any size group, we believe it works best when done in a facilitated group of 5-10 people. The more diverse the group the more diverse the input. The group members don't need to be experts in your field. In fact, they don't need to know anything about the problem topic at all! The following steps I use in my Many Good Ideas Brainstorming Seminars:
International Finance Corporation (IFC) and Blue Financial Services Group to Integrate HIV/AIDS Prevention with Microfinance
The International Finance Corporation (IFC), a member of the World Bank Group, announced plans to work with Blue Financial Services Group, a publicly traded African financial services company with over 100 branches in seven countries, on a pilot HIV/AIDS awareness and prevention program in Botswana, South Africa and Zambia. A statement released by the IFC explained that the program will target small companies and local communities, seeking to preserve jobs and businesses by integrating traditional financial services with HIV/AIDS prevention.
How to Build a Mastermind Group
A Mastermind group is a supportive group of like-minded people who collectively brainstorm ideas, strategies, techniques and concepts to help people move forward in their business/life and become 'unstuck'. A Mastermind group is not a social gathering of friends, neither is it a session to air your complaints about life and feel sorry for yourself. To make a Mastermind group work, it has to be made up of people who are positive, self motivated, proactive and have a desire to help others reach their goals......

Home Business Expert: How To Create Your Own Mastermind Group
Forming your very own mastermind group where there will be others who do the same kind of job or are in the same business has many advantages. Such groups may have two members and in some cases, there are more than two who form the group. Everyone who is a part of the group has a lot to gain in terms of professional knowledge and experience from each other.
Empowered Entrepreneurs Need A “Master Mind” In Internet Marketing
To have a plan for wealth from your Internet Marketing business opportunity you need a master mind group.Become an empowered entrepreneur and find a mastermind group or form your own group that is dedicated to helping you achieve your personal goals.

How to Make the Mastermind Group Unlock the Door to Success
I came across the concept of the mastermind group after reading Napoleon Hill’s book Think and Grow Rich. According to Hill, the mastermind group is formed when two or more minds work actively together in perfect harmony toward a common definite object. Hill noted that every successful person in history had a mastermind group that helped him achieve greatness. No one mind is ever complete in itself, so you need to have a mastermind group to help you achieve those objectives.
Learning Heroes are Your Most Valuable Assets
My book readers will recall that Customer Learning is an essential component of Customerization: the BE DiFFERENT set of Practices of creating Holistic Value-based Offers for a select targeted group of customers as opposed to the more traditional marketing approach of promoting products to mass markets.

How to Finance a Franchise and Secure a Business Loan
Contrary to popular belief, you don’t have to be flush with funds to achieve your business ownership goals. With a wide-range of traditional financing programs and non-traditional financing options available, going from an aspiring entrepreneur to becoming your own boss, is a realistic and attainable pursuit. Choosing to invest in an established franchise or business concept makes it easier to secure financing because franchises feature established business systems and a proven track record- key elements that traditional and non-traditional lenders consider when evaluating a loan applicant.

Make your mastermind rock
In a recent blog – The Power of a Group – I talked about the questions Ben Franklin created for guiding the discussions in his Junto group. Many of you asked to see those, so here they are. See what you think – can you get a sense of why the Junto accomplished so much in Philadelphia with ripple effects for the entire country? How would you like to be a part of a group like that?

The Art of Being a Good Group Leader
Some people think that running a group is as easy as creating a group name and then inviting people into it but there is a lot more to running a successful group than just picking a catchy name.
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