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The Less I Do, the More I Make
The trap of the small business owner is, that in many cases, to grow a business to some level of success means putting your head down and working real hard doing the making it, fixing it, shipping it of the business.
Should I ask that my loan application be submitted as a Recovery Act loan?
There are several important factors that a small business applicant, lender or CDC should consider when deciding whether to submit a new loan application as a Recovery Act loan that, if conditionally approved will be placed in the SBA Recovery Loan Queue awaiting the availability of funds or as a non-Recovery Act loan (with all applicable fees and a lower guaranty).

SBA what is the Transition Phase Alert System?
The Transition Phase Indicator, the tri-color graphic on the SBA Recovery Loan Queue web page, is intended to give lenders, Certified Development Companies (CDCs) and potential borrowers a simple way of knowing whether loans are being accepted into the SBA Recovery Loan Queue and the likelihood of a newly submitted recovery loan being funded.
SBA Guarantee Fee Coming Back…
It was recently announced that the SBA may be implementing the SBA guarantee fee again.

Should incentives for my salespeople be aimed at quick cash in the door or long-term growth?
In the current economic climate, there is little difference between short term and long term. No one can confidently predict what's going to happen next month - let alone next year. Front-end sales incentives designed to stimulate action are a good idea. Sales people should always be rewarded for success, but (and it's a big BUT) not at the expense and integrity of your company's value proposition and reputation.

Other transition period Related Articles

Recovery
Recovery is a part of transition-- often the most frustrating part. We hate to admit to ourselves that there is anything to recover from, that we must stop (or at least dramatically slow down), reassess what is going on, and take better care of ourselves. After all, if we had been taking great care of ourselves, we probably wouldn't be in a state of intense transition right now.

Defence Loan and Technical Assistance (DELTA) Program
SBA's Defense Economic Transition Assistance program is designed to help eligible small business contractors to transition from defense to civilian markets.
Making the Most of a Career Transition
Many of you are experiencing major career transitions in your lives at this time. Transition itself is exciting because it offers renewal, adventure, personal growth, and change. However, transition in your career can also lead to financial challenges. Fear of not being able to pay bills, rent or mortgage can easily arise. This article focuses on how you can take steps to overcome fear, as well as profiting from your time to stay energized, and to connect with your dream career. If any area of your life is in flux, you will find at least one of the essential keys listed below that can make your transition an easier and more productive one.
It's not a recession
It’s a transition from the industrial economy to the networked economy. This transition started 10 years ago with the dotcom boom. Over the last 10 years we have seen many industries collapse under scrutiny of the digital spotlight.
Surviving the Reduction in Force
A change in career status is a major life transition and it naturally brings with it many conflicting emotions. When an individual faces a period of unemployment, whether it is due to reorganization, downsizing in a tough economic environment, mergers and acquisitions, a performance issue or even a retirement, he or she is likely to experience many strong feelings.
What to Do When You're in Hot Water
I've said all along that the midlife transition is essentially a spiritual one. It's a transition from being externally-focused to becoming interiorly-focused. 'Maturity' in this perspective means shifting your focus from the superficial to the essential in your life.
What is the SBA Recovery Loan Queue?
During the transition period, a lender or CDC has the choice of submitting a loan application as a non-Recovery Act loan (where all fees as well as the lower SBA guaranty levels apply) or as a Recovery Act loan.
Small Business Employee Policies Series: Probationary Period
The probationary period, also called an orientation and review period is essentially a trial period for both you and your new employee to determine whether the job match is a good one. It is essential that you have an employee policy in place that will support the need to terminate your employee if job related issues do occur during the early stages of your new staff members’ employment.
New Managers - How Coaching Can Help
New managers face a variety of adjustments as they transition into their new role. Coaching can help them make that transition.
Unemployment to Entrepreneurship
Do you have what it takes to move from a highly paid employee to a successful and sustainable entrepreneur? The transition is not necessarily difficult if thought through and managed, but it is a transition nonetheless. What can you do to ensure your entrepreneurial success?
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