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Managing Credit Risk in Microlending Operations
One of the most important determinants of a successful microlending operation is the successful management of credit risk. Or, more simply, keeping loan delinquencies to an acceptable level.

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SURVIVING IN CORPORATE AMERICA
The United States currently has approximately five million registered businesses. If we compile a list of companies with two hundred (200) or more employees, that number narrows down to a little over forty thousand (40,000). There are approximately ninety thousand (90,000) businesses with one hundred (100) or more employees. According to Wikpedia, “Corporate America” is actually an informal phrase describing the business world of the United States.
Is the United States of Africa already here?
The proposal to officially create a United States of Africa may not have come at a better time than now when international trade is dictating the pace of development thanks to technological innovation. You may not have noticed but recent trends indicate that the United States of Africa is already here. Through various communication technologies, Africa has transformed into a large business unit.

Even the US is Losing it Intellectual Capital
The land to which people immigrated for its educational and employment opportunities is losing an increasing number of potential citizens. In 1991, 1.82 million people immigrated to the United States, according to the U.S. Department of Homeland Security’s Office of Immigration Statistics. By 2000, that figure had dropped to 849,807. Although it was back up some to 1.06 million in 2002, it had dropped again to 705,827 by the end of the 2003 fiscal year.
History of American Sales Culture - part one
No American can afford to treat salesmanship as a small matter. Why? Because the United States started out on a salesmanship basis for this reason: because only thirteen states were gained by war and all the others were gained by purchase and bargaining.
Business Planning: A 2:1 Return on Investment
Let me take you back a few years to my government days, when I was head of the Corporate Development team within Treasury. One of the areas my team looked after was Strategic and Business Planning for the department and all of the little units within the department. Now at that time Treasury was renowned for its planning. They loved having other departments take time to plan their strategies, projects and priorities. They created massive guideline manuals that made the Yellow Pages look like a weekly women's magazine so people knew EXACTLY how to plan. They had whole teams of people scrutinizing the details in each department's plans.

Small Business Tips: Mid Year Business Review
I love the end of the financial year and that is not because I spent so many years at the Treasury Department! In January we set New Year’s resolutions but we often set them without clear indicators of success. If this is you, consider that money is one very tangible indicator of success - it is by no means the only indicator, but it is an easy one to measure. Where you are financially is a direct result of where you are emotionally, physically and spiritually.

Billions in economic stimulus payments already distributed
The stimulus payments continue to arrive in taxpayers' bank accounts and mail boxes. For the week ending May 23, the Treasury Department has reported that the government has distributed electronically and via mail an estimated 6.2 million economic stimulus payments totaling $4.9 billion.

Home-based Business: Why Start A Janitorial Services
Dry cleaning is a flourishing home-based business in countries such as the United States, United Kingdom, European Union, and Latin America. People who dwell on these countries live a busy lifestyle, and yet, cannot neglect their domestic duties to be left undone.
Genomics And Its Energy And Environmental Applications
In 1994, as the Human Genome Project was almost halfway to its completion, the United States Department of Energy conducted the Microbial Genome Program for the genome sequencing of bacteria which are deemed useful in production of energy, remediation of the environmental problems, mitigation of the toxic wastes, and other industrial processes.
Popular Franchise Companies
Owning franchises in the United States is just one way to raise capital for yourself and for your business. There are all sorts of reasons why one might want to invest in a franchise on their own, and there definitely are some popular franchises in the United States. If you have ever wanted to know about what's required when owning a franchise of a certain company then here is the information that you need. Here's a trivia question that you can take home to your family, though: what franchise has been ranked #1 many times over? You probably could very well guess what it is, and if you were thinking McDonald's Restaurant you were exactly right. There have several times when McDonald's Restaurant has been ranked #1 for the food category it's been placed in.
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