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First Impressions Funding
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Interchange 101
Interchange is the wholesale price, charged by Visa/MasterCard, for Authorization and Settlement of a credit card transaction. What is Interchange? • The foundation of the entire Bankcard Processing industry’s cost structure. • It is extremely complex and constantly changing. • Understanding interchange and its evolving nature is critical to a deep understanding of the Merchant Bankcard industry.
VISA provisions India
Foreign Nationals desirous of coming into India are required to possess a valid passport of their country and a valid Indian Visa. There is no provision of 'Visa on Arrival' in India and no fee is charged for immigration facilities at the airports. Foreign passengers should ensure that they are in possession of valid Indian Visa before they start their journey to India except nationals of Nepal and Bhutan who do not require visa to enter India and nationals of Maldives who do not require visa for entry in India for a period up to 90 days (a separate Visa regime exists for diplomatic/official passport holders).

Making Sense of Retail Payments
There is a new technology sweeping through the retail payments landscape that promises to revolutionize the way that consumers pay for goods and services. In the United Kingdom, the geographic region that is the furthest into their adoption process, this technology has been described as the biggest change in payments since decimalization, but is EMV, or chip and PIN as it is also known, really the silver bullet that Visa, MasterCard, JCB Co and American Express would have us believe? Retailers aren’t convinced it is.

How to Avoid Twitter Cluelessness
Over at the American Express Open Forum blog, I explain how to not look clueless on Twitter. The first five ways are:

Are You Self-Employed or Self In-Debt?
Are your best customers Visa, Discover and American Express? I get very excited about teaching Authentic Marketing and here is what I know for sure. Become your very best at authentically marketing yourself. Put your emphasis on being authentic, run your business as a business.
The Startup Visa Act of 2011
Today Senators Kerry (D-MA), Lugar (R-IN) and Udall (D-CO) unveiled the Startup Visa Act of 2011. This is an updated version of the Startup Visa bill from last year that is aimed at making it much easier for foreign entrepreneurs who want to start a company in the US to get a visa. Today, this process is incredibly difficult and has been stifling the creation of new companies and the corresponding job creation that these companies provide.

How to enchant people with Facebook
Over at the American Express OPEN Forum, I posted instructions for how to enchant people with Facebook.
How About a Plan B for Fund Raising?
Over at the American Express Open Forum blog, I've posted a description of "Plan B" for fund raising.
What We Can Learn From Justin Bieber
You may find this hard to believe, but I wrote about “What We Can Learn From Justin Bieber” at the American Express Open Forum.

The Credit King: The Early Years of VISA Founder Dee Hock
You may not have ever heard of Dee Hock, but that is exactly how he wanted it. This founder of VISA, and the man who first helped conceive of a worldwide system for the electronic exchange of value, believed that if he was running the company properly, consumers would only benefit from the front-end services and not even hear about the back-end operations. In 2010, VISA earned over $8.065 billion in revenues.

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