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What Would You Do? How to Prepare Your Business for Economic Downturn
What do you do when news on the horizon is predicting gloomy business weather? Learn how to take practical action no matter what the circumstances. Prepare your business for continued success with integrated marketing with soul principles that add both income and energy to any business in any industry.

Three Types of Female Business Owners Respond to Trouble with Cash Flow
Every business experiences some type of cash flow cycle. Highs and lows occur, and the lows can be especially trying. Is there a right way to deal with cash flow trouble? This article highlights the ways three types of women entrepreneurs are likely to respond when cash isn’t coming in like they want it to.

Doing Business but Suffering in Silence

Women entrepreneurs fall victim in part to economic abuse due to familial socialization from the time of birth. From a tender age, socialization which is the process of inheriting norms, customs and ideologies differentiates girls from boys. As boys grow up, they learn to be the head of their future homes as well as being the main (if not only) breadwinners. Girls in turn are socialized to be the home makers and caregivers.

Women Entrepreneurs: Three Important Lessons from “Merry Jane”

According to a new study by Jane Out of the Box, a website devoted to women entrepreneurs, there are five distinct types of female business owners, each with her own unique characteristics and behaviors. In this article, readers will meet Merry Jane-a woman typically working less than forty hours a week, who started her business simply to pursue a passion-and readers will discover some of the surprising lessons Merry Jane has to offer for anyone considering starting a business in her spare time.

Thrive In This Economy: Smart Money and Marketing Changes To Make Now
Good business design and ideas will always succeed, no matter what the economy. So, rather than wring your hands the next time you read about a downturn, you can feel good, knowing you know how to do the “right things right!”

Cash Flow Problems: How Two Types of Women Entrepreneurs React
What’s the best way to react when cash flow slows down? With typical economic cycles occurring regularly, every business owner will probably face this problem at one point, so being prepared is a must. This article details the different ways two types of female business owners may respond when cash flow slows down.

3 Ways Women build great partnerships
There is something to be said for the way great friendships are formed, especially between women. The unique way women communicate and build relationships create the potential for strong business and lucrative partnerships when three simple guidelines are followed.

Ditch the New Year's Resolutions!
Lots of people will have made New Year's Resolutions for 2010. If so, I wonder how many are the same as ones they made at the beginning of 2009? Often we decide on 1st January that we are going to do things differently this year. But, come February we can find that we've slipped back into our old way of doing things.So what can we do differently to get different results?

How To Transform a Business Challenge Into a Business Breakthrough
Call me headstrong but once I make a decision to do something, I don’t let anything stand in my way. If you’re serious about achieving the goodies of success: money, respect, freedom, happiness, here are 3 quick tips for handling those moments when it feels like your goals are being threatened.

Two Business Owners -- Two Ways to Ring in Success in 2010

Women business owners can use the beginning of a new calendar year as a time for improving their businesses, whether that means hiring help, taking a good look at existing structures and systems or designing new ways to handle workflow. Different business owners will have different priorities when it comes to New Year’s Resolutions. This article highlights two different types of female entrepreneurs and resolutions that will help build success now and in the future.

The Art of Accountability

Each of us works stronger, steadier and more successfully when we add the Arty of Accountability to the mix of our life. It can be the one piece missing for many Entrepreneurs. Accountability can show up in Coaching and Masterminding with others of a like mindset. It is an art form in that is requires us to open our mind to the possibilities and then get really good at it. To in fact let it flow as easily as breathing some days.

Financial Tips for Women Entrepreneurs
As women we tend to want to make sure every-one else is taken care of before we think of ourselves. It is time to look after your most important asset, you!. You aren’t much good to the people you value in your life if you are stressed over money or you and your spouse are fighting over who spends what. Here are some tips to help you take control of your financial future.

3 Easy Tips To Stop Procrastinating And Launch Your Marketing Strategy
Procrastination is just a cover up. Follow my take-action tips and you’ll quickly find yourself in action, breathing a sigh of relief as you happily sail forward marketing your business.

Best of the Janes: Resolutions for Success in 2010
Jane Out of the Box, an authority on women entrepreneurs, reveals 3resolutions every type of business owner should consider for better or continued success in 2010. This article highlights those resolutions, as well as some tips and techniques to make them happen – in a way that fits the business owner’s entrepreneurial style and goals for the short and long term.

Money and Marketing: 5 Ways Being In a Master Mind Can Pay Off
When I first started my business I knew I needed help but I had no idea where to go or who to ask. Intrigued by the idea of joining a Master Mind, I did my homework and found out why being in a high-end Master Mind really pays off. After joining, I had tripled my income within 90 days. Coincidence? I don’t think so.

Three Marketing Methods for Three Types of Businesswomen
Because every business owner wants something different for her business, ultimately, each one will craft a marketing method that fits her short- and long-term goals for her company.

Is The Money You Make Slipping Through Your Fingers?
Many successful women entrepreneurs struggle with never having enough money, even when they’re making more. Kendall SummerHawk examines the many ways women sabotage their success and offers 3 tips to illuminate what’s really at the bottom of this pesky issue.

Money and Marketing: How To Get Your Next 3 Clients

Whether you’re a burgeoning empire builder or simply want to have a successful home-based business, having a steady stream of ideal clients flowing in is essential to your success. To help you get your next three clients, fast, here are three simple tips taken from the same system I used to leap from frustrating 5-figures to what is now a multi-million dollar coaching business in just a few short years.

Best of the Janes: Marketing Methods for Success
Every type of business owner can benefit from using the marketing methods that are right for her. Different methods require different investments and yield different results. This article highlights various marketing systems and their benefits.

Tips For Women Entrepreneurs
Businesses run by women are mushrooming everywhere, including the developing nations. Women entrepreneurs have finally arrived in this previously male dominated field. Many women who stepped into the business arena have been able to expand their start-up ventures into multibillion dollar businesses with clients all over the world.

Smart Women Entrepreneurs Can Learn a Lot from the Olympics
This article is about using some common practices of Olympic athletes to take your business to the next level of success. It offers tips and solutions on how to set yourself up to achieve your own level of “gold” in your business. These are simple solutions that, when done regularly and effectively will produce results.

Are You Making These Social Media Faux Pas?

It seems that everyone and their dog have jumped on the social media bandwagon. If it isn’t Facebook or MySpace you’re tweeting until your fingers are raw. And yet, I’ll bet you’re wondering what you’re doing it for. Social Media, or Social Networking as it’s sometimes referred to is the fastest growing marketing application in the world right now. Statistics say that over 1 million new users join Facebook or Twitter every week. Amazing! Sadly however, few marketers or businesses are doing ‘it’ successfully, and all because of four mistakes.

Best of the Janes: Planning for the Future
Although individual entrepreneurs will plan for their business’ futures based on their unique needs, all of them will make similar considerations when planning. This article provides several tips for all business owners to keep in mind when looking toward the future.

Taking a Break: How Three Types of Business Owners Deal With Vacationing
For a business owner, finding the means and/or time to take vacation isn’t always a function of the business itself; rather, whether an entrepreneur takes a break often depends on her own mindset, habits and beliefs.

Best of the Janes: Taking Vacations
While every business owner will have her own considerations to make when it comes to taking vacation, certain elements of planning a vacation come into play for all business owners, no matter what their type.

Women Entrepreneurs on Their Rags to Riches Journey
Women overcoming the obstacles to reach their full potential.

Two Entrepreneurs: Living Their Ideal Type
For a female business owner, living her ideal entrepreneurial type means striking the right balance between business and personal obligations, between hours worked and money earned, and between business particulars and creative outlet. So how does a business owner strike that balance?

The Winning Concoction: Lauder’s Success Factors
She was born the daughter of immigrants and raised in a humble home but she left the world as one of the most successful and wealthiest women entrepreneurs in the world. She has become a household name and her products are as much sought after now as they ever were. How did this once unknown aspiring actress make a name for herself in the fiercely competitive beauty industry?

Beware of Snark-Infested Waters
Kaira Sturdivant Rouda is not just a good friend of mine, but someone I deeply respect as a brilliant marketer who walks everything that I believe in. During our recent conversation on real estate, personal branding and passions, we even discovered that we both had "Spazz" as a nickname. Here's some advice from her new book Real You Incorporated: 8 Essentials for Women Entrepreneurs:

4 Reasons Women Entrepreneurs will Thrive in the New Economy

It’s no secret the major shift in the economy has forced us to stop and take stock of our lives, turning our livelihood – including the global business market - on its head. This is especially true for single women and single moms who do not have the luxury of dual-incomes to help soften the blow. With the worst of economic shakedown behind us (so it seems), many women are left to wonder where to go from here? Ideals surrounding traditional careers are changing, if not completely dissolving. Today, women are taking control of their destiny and financial wealth by becoming entrepreneurs. With the focus shifting from Corporate America to Entrepreneur America, it is projected that small businesses will lift the U.S. out of the current recession into a new economy supported by entrepreneurs – not corporations.

What Are You Reading?
I'm sure you've heard the commercial: "What's in your wallet?" My question to you, today, is what's on your bookshelf? I love to read and I have many, many books. In fact, my promise to myself this year was to actually read each of the books I do have before buying any new ones.

What Is Your Next Chapter?
We're never too young, or too old, to learn. In this day and age of technology, we have so many choices and access to so much information. The question I often ask myself is: "Are you really living your life?"

6 Ideas for Following Up With Your Clients!
Do you have ANY idea how much money is sitting right in front of you - right under your nose?" What I am talking about is communicating and connecting with your current clients.

To Succeed, You Must Stop Doing This!
As women entrepreneurs, one of the things we do all the time is to pass through our successes very quickly! Well, I'm here to tell you that this habit, this practice, must stop. It must stop here and it must stop now. Let me tell you why.

The Critical Need for Self-Care!

As women entrepreneurs, I know that we give our 'all' to our business! I do that – and I know I'm not alone. When I was going through my separation and divorce (and the many other 'life challenges' that happened at the same time), I was so fortunate to have one of the best doctors ever. Her advice to me, at the time, was very simple: eat properly, exercise – even just a little bit, and get some sleep.

Why Do Women EntrepreneursThink They Are Underrepresented in Hi-tech Start-ups?
There are many meetings in Silicon Valley about innovation, technology, start-ups, and entrepreneurs. While the number of women small business owners is more than 50 percent, the number of women founders of hi-tech start-ups is in the low single digits. What makes the hi-tech industry different?

Working ON Your Business, and Not IN Your Business!
I have met a lot of women entrepreneurs who feel like they are 'drowning' because of all that they are doing, each and every day! They are spending so much time on the nitty-gritty details and so much energy working 'in' their business, that they have lost sight of the big picture - of the 'why' they are doing what they are doing.

Business Lessons from a Dog’s Perspective!
Have you ever heard of the ‘lone ranger’ syndrome? Many solo-preneurs experience this, particularly in the start-up phase. Building a business can be a lonely affair – if you let it.

It’s Not Personal – It’s Just Business!
When you hear that statement, whose name comes to mind? It’s a famous “Donald-Trump-ism” and I use it a lot! I was listening, with great interest, last week (while at the incredible Trump International Beach Resort in Miami) to the words and descriptions that people were using when speaking about Donald Trump.

Women In Partnerships – The Importance of Due Diligence
In business, partnerships can prove beneficial to all parties involved, as long as women entrepreneurs know what to look for in their partners. While some business owners jump in with both feet, others take more time deciding whether to partner. Which process is right? It depends …

Characteristics to Evaluate in a Prospective Partner
Several criteria exist for determining whether a prospective business partner is a good fit. The first two, suitability for entrepreneurship, and compatible business goals and values, provide a good starting place for making that determination.

Women Entrepreneurs Harness the Power of the Internet
Traditionally, when someone said the word ‘entrepreneur’ most people thought of men and not women entrepreneurs. With the growth of Internet marketing, and the entire home based business industry, that perception is rapidly changing.

10 Things You Can Do To Grow Your Business Before Christmas!
This is an interesting time of year – a time of Thanksgiving and celebration and early preparations for Christmas, too. For many entrepreneurs, this can be a time of frustration and panic if, in fact, you have not reached your goals for the year. What to do?

Systems, Flexibility, and Spontaneity
Women entrepreneurs often under estimate the power of having systems. There is often the misconception that systems are complicated and time-consuming. This article gives some simple tips for creating systems and why they are useful.

A Prospective Partner: Skills and History
Several criteria exist for determining whether a prospective business partner is a good fit. Criteria three and four, Complementary Business Skills and Business Competence, and Solid Credit History and No Trouble with the Law, helps a business owner determine what her prospective partner can bring to the table – both the good and the bad.

A Business Partner: Money Goals and Family Commitments

If an entrepreneur and her partner have compatible money goals and values, as well as similar or compatible family commitments, then their partnership is likely to be successful. Several criteria exist for determining whether a prospective business partner is a good fit. Criteria five and six, Compatible Money Goals and Values, and Family Commitments, help a business owner determine whether she and her partner will see eye to eye on two crucial topics.

Cultural and Religious Differences in a Business Partnership

While money, family obligations, credit history, business skills, and values are important characteristics for prospective partners to evaluate when forming a business partnership, cultural and religious differences are deeply rooted and also deserve special consideration. Several criteria exist for determining whether a prospective business partner is a good fit. Criteria seven, Compatibility of Cultural and Religious Differences, can help a business owner determine whether she and her partner will be able to work together, long-term.

Two Types of Women Business Owners Respond to Hiring the Wrong Person

In certain situations, a new hire just doesn’t fit the bill. Despite everyone’s best intentions during the hiring process, sometimes the poor fit doesn’t become obvious until a new team member actually starts working. Different business owners are bound to handle such a situation in different ways. This article details the different ways two types of female entrepreneurs may react when they’ve hired the wrong person.

Its Time For Women To Lead in America in Entrepreneurship
Women start two out of every three new businesses in the United States and today their commitment to small business and entrepreneurship can ease the unemployment that the country is mired in.

Smarter Business Marketing: Stop Falling Into the Marketing 'Do Over' Trap
Many women entrepreneurs waste so much time reinventing their products and services instead of repurposing the great info they already have. With a few simple tweaks you can have a fresh, new way of offering your products or services, saving you a ton of time, energy and money compared to creating everything from scratch.

Handling a Bad Hire, Part 1

Sometimes it doesn’t become clear until a person has actually started working for a business that she simply doesn’t fit with the team. Whether she doesn’t do what she’s supposed to, takes too much responsibility or just has a personality that doesn’t mix, a business owner, as team leader, must decide what to do. This article outlines the different ways different types of female entrepreneurs may handle the situation.

Firing a Client: Two Different Types of Female Entrepreneurs and How They Handle Breaking it Off
When it comes time for a business owner to break ties with a client, different types of business owners will handle the situation in different ways. Nobody likes to reach a breaking point, but handling it well can provide insights and improvements for the future.

Firing Clients: How Three Types of Female Entrepreneurs Handle It When Things Just Don’t Work Out
When it comes time for a business relationship to end, different business owners sever the bond in different ways. Whether they face the end with pragmatism, sadness or fear, sometimes all they can do is to cut the ties.

Smart Women, Halloween and Attracting Your Ideal Client
This article offers ideas, tips and solutions on how to create a welcoming or inviting first experience so that ideal clients will become more interested in what they do. The presentation of yourself and your business is very important when marketing to your ideal client. You need to create ways to attract them to want to become a regular client.

Hiring a Winning Team: How Three Types of Women Entrepreneurs Put it Together

When it comes time to hire a team to implement a business’ game plan and strategy, the business owner often has to have in place her own system for creating a team that will not only carry out what she wants, but will complement her unique style and mindset. Women in business face special challenges, and as a fast-growing segment in the business world, must work harder than ever – with a great team behind them – to be successful.

Women Entrepreneurs And Their Greatest Starting Lineups: How To Hire a Champion Team
As a business owner, hiring a team can mean several different things. It can mean delegating. It can mean sharing. It can mean expanding. But it also can mean balancing several personalities, keeping tabs on what everybody’s up to and making sure things get done without micromanaging. So how do women entrepreneurs do it?

Two Women Entrepreneurs, Two Responses to Opportunity: How Each Jane May Answer When Opportunity Knocks
Every female entrepreneur dreams of opportunity, and every one will react differently when it arrives. When faced with a new prospect, how should business owners respond? What kinds of things should they consider? After the opportunity has presented itself and the considerations have been made, things will fall into place, one way or another.

Women Entrepreneurs: Tips for a Prosperous (and Sane!) Business

While studies show that both men and women are interested in financial freedom, women are more likely than men to cite “greater work-life balance” as an additional motivating factor in starting a business. A new study from Jane Out of the Box, an authority on women entrepreneurs, reveals a significant segment of women in business who’ve achieved their dreams of financial success, but who tend to be overwhelmed by the day-to-day demands of their business. This article provides important “Do’s” and “Don’ts” for duplicating the prosperity of the market segment known as “Go Jane Go”-while creating better balance in life.

You Must Eliminate Toxic People From Your Life!
It is heart-breaking to me when I see so many entrepreneurs with all the elements for success – yet, they allow some people around them to hold them back.

Huge Growth: Two Women Entrepreneurs, Two Ways To Deal
For some female entrepreneurs, huge growth can come out of the blue. Although there are different ways to handle it, one thing remains: businesswomen must deal with it. This article examines the way two types of female entrepreneurs might handle huge growth in their business – and the effects their reactions may have.

A Surefire Way To Succeed – Get Past Your Fears!
Why in the world do so many brilliant, capable, educated women allow fear to hold them back? I totally understand the whole concept of fear – what I don’t understand is why we let it get in the way of living our dream life.

Launching a New Product or Service – Things Two Types of Women Business Owners Should Consider
In the journey of a business, launching a product is a key step. It provides many new opportunities for expansion, growth and excitement. But it’s not a step to be taken lightly. Business owners of all types should consider several things to ensure this step is carefully mapped out.

Losing Clients: Two Types of Women Entrepreneurs, Two Types of Responses

As today’s economy continues to take its toll on small businesses everywhere, losing clients can be more damaging than ever. A new study reveals that different types of women entrepreneurs have different approaches to running a business and dealing with everyday business challenges. This article details how two different types of women entrepreneurs are likely to respond to the loss of a client – along with insights for building business resilience and moving ahead.

What Women Really Need to Know to Market a Business

Do you know what you really need to know to market your business effectively? If you’re like most women in business, you started your business because you are in love with an idea or a product, and are firmly convinced that everybody else in the world will be just as enamored of the product or service as you are. After, most of us believe that we are savvy buyers, and if we like something, then we believe that every other rational person in the world should like it, too.

Smart Women Understand “WIIFM?”
This article gives some insight and tips on how to create a marketing message that clearly and easily lets someone know what benefit your product or service has to offer. People purchase benefits—period. It’s important that we make sure the benefits stand out in our marketing so that people can quickly determine if they need or want what we have to offer.

Smart Women, Baseball and Marketing
This article is about how Marketing your business is a lot like the game of baseball. There is a process of movement that takes place with your ideal client in getting them comfortable and interested in what you have to offer. You need to create belief and trust with the ideal client and make sure that you create a message about your product or service that they will understand.

Women Entrepreneurs--Step into Your Power
Over and over I see women entrepreneurs who are multi-talented, brilliant, hard working, warm, loving, humorous and passionate. Often overwhelmed and unsure, they have been selling themselves short. What are they missing?

Why You Need a Mentor

Successful women entrepreneurs understand the importance of having a mentor. In fact, developing a portfolio of mentors to meet different aspects of your life, both personally and professionally, is critical! Choosing a mentor is one of the most important decisions you can make as a professional. Mentors should be those whose work you admire, possess strong leadership abilities, and are an inspiration to you and others. Mentors are experts within a particular field and offer a wealth of experience. They help you through the good and the bad! So do you need a mentor? Yes, and here's why...

Is Oprah The Only African American Woman Entrepreneur America Will Allow Success
Black Women,Is Oprah The Only African American Woman Entrepreneur America Will Allow Success? How African-American Women Entrepreneurs Can Capitalize In The Business World Now that We Have The 1st African American First Lady As An Example

GUTSY Women Entrepreneurs

Entrepreneurs, male and female are really more the same than they are different. They are adventurers who love a challenge. Give them a place to showcase their skills and they are there, front and center. The task for this era is to find a new balance point for men and women to talk with each other in a more equal way. The real challenge is to find ways to see with new eyes rather than to use old, boring language to listen and respond more effectively and easily.

Loans For Women Business Owners
There are many places on the Internet where you can find loans for women small business. Search for "loans women business" and you will get results in the tens of millions.

The Most Bizarre Old School Sales Rule EVER
I had a friend years ago give me some very bad advice (thank goodness I didn't pay attention to it) "Kim, when you're first in business - no matter what they ask for - say YES." I think that is a bizarre recipe for disaster. It is also the Old School Rule of Selling that is out-dated, WRONG and definitely NOT for you!

Top Traits of Women Entrepreneurs

The growth of women's entrepreneurship in the last few decades has been extraordinary. According to the Small Business Administration, women-owned businesses accounted for a mere 4.5 percent of all businesses in 1977. In 2008, more than 40 percent of all businesses are 51 percent women-owned. However, only 3 percent of these companies gross more than a million in annual revenue. The Center for Women's Business Research studied this elite group (those businesses grossing over a million in annual revenue) and determined some key characteristics that were common in all of the companies.

Women Entrepreneurs Prove Its Not Just A Mans World
Women are increasingly more active in starting new businesses. Top growth of their businesses indicates skills that are noteworthy for other women and men.

4 Reasons Women Entrepreneurs Thrive

Ideals surrounding traditional careers are changing, if not completely dissolving. Today, women are taking control of their destiny and financial wealth by becoming entrepreneurs. With the focus shifting from Corporate America to Entrepreneur America, it is projected that small businesses will lift the U.S. out of the current recession into a new economy supported by entrepreneurs - not corporations. Let's talk about 4 Reasons Women Entrepreneurs will Thrive in the New Economy.

Women Business Owners Continue to Thrive
Women Business Owners are impacting the economy as they continue to start twice as many businesses as the overall population.

Today's woman entrepreneur - do you recognise her?
How would you describe today's successful woman entrepreneur? Is she a focused individual driven to work all hours in the pursuit of profit? Or is she someone who balances work and time for family and social commitments? Sue Stockdale, author of Secrets of Successful Women Entrepreneurs outlines what she has learned about today's successful woman in business.

Are Business Plans Obsolete?
Women entreprenuers are often reluctant to write a business plan. This article looks at whether or not it's important to have a business plan in a light-hearted way.

What Do You Need to Pass a Franchisor’s Test?

Buying a franchise is a lot like marriage. Two parties enter into a relationship with the expectation of mutual benefit, long-term support and common goals. When entering into marriage, both people spend a great deal of time learning about each other and making sure they are a good match before making the commitment. The same is true for franchising. Both the franchisor and the franchisee gather information about each other and evaluate whether there is a good match. Although it may not be immediately evident, a franchise company is under no obligation to award a franchise to just anyone who can afford the franchise fee. In many cases a franchisor has as much or more at risk when a franchisee fails.

Franchise Businesses Appeal to Women Entrepreneurs
There are a number of reasons behind the mutual attraction between women entrepreneurs and the franchise world. While the former loves this field for the flexible timing and broad range of choices, the latter gets experienced, ambitious franchisees who are willing to follow the rules of the business.

Women in Business – Entrepreneurial Tip #1
Although most women are attracted to entrepreneurship for positive reasons, the past 20 years have seen a rise in such motives as frustration with work environments, the desire for greater challenges and more flexibility. Did you know that 4 out of 5 businesses are started by women? The average age of woman business owners is 45. Almost 80% are married and over half have children.

Women in Business: Entrepreneurial Tip #2

International research during the past couple of years has revealed that women business Owners consistently voice certain needs for their business’ development; 1) access to capital, 2) access to education / training, 3) access to networks and markets and 4) to be taken seriously. This last concern is part of the challenge I’m speaking about. Often the naysayer will try and discourage you from taking a step into what may be unfamiliar. They are letting their own fears dominate the conversation and giving too much credence to their words can be the biggest obstacle standing between you and your financial freedom.

Women in Business – Entrepreneurial Tip #3

Over the years I have observed Craftsmen who knew their trades quite well. They might even execute the craft better than their bosses. Many have naively concluded that they were, thus, already better suited to compete in business than their boss. This can be a grave mistake. As one renowned business expert states it; “Building a successful business requires more than technical know-how. None of us are experts at everything. So surround yourself with other experts to fill the gaps. Whether you hire employees, sub-contract work, create joint ventures, work with Coaches/Consultants or develop strategic alliances, the support you need is available. Don’t try to do it all on your own.”

Women in Business – Entrepreneurial Tip #4
It can feel awfully lonely when you are blazing a new trail. Think, though, of the alternatives. That rumination in itself can temporarily cure you of all of your doubts! You could: 1) be back working for that cantankerous boss whom you loathe; 2) find yourself daily dealing with sexual harassment or discrimination; 3) or constantly worry about your financial future.

Women in Business – Entrepreneurial Tip #5

Back in the early 1990s a study was done among employees which showed that women who have been involved with a form of mentoring relationship, have reported an increase of almost 94% in their professional productivity. Mentoring statistics show that professionals who have used a Mentor earn between $5,610 and $22,450 more annually, than those who perhaps didn’t use a mentor. While that study was performed among employees, the value of mentorship is underscored here.

Women in Business – Entrepreneurial Tip #6
Massive action is not to be confused with hard work, though. Utilizing the many high-tech tools today is a way of working much smarter without the sweat of long hours in the office on the telephone…like we used to do. Learning to use the many innovative resources available is the savvy way to run a business. The sobering truth is that in this information age, hesitating can cost you dearly.

Boomer Entrepreneurs: 4 Secret Motivators That Drive Your Customers To The "Buy Now" Button
How do you attract customers to your home-based business ? As a savvy boomer entrepreneur, do you understand the "hot buttons" that motivate them to click the "buy now" button on your website? Discover four secrets that work like magic.

Making Your Career Relaunch Easier for Your Kids
Do you have kids? Are you trying to relaunch your career? Do your kids know how to deal with the transition? Do you? Check out this article for advice.

Practical Peace for Busy Women
Learn how you can easily bring more peace into your day without going to a mountain top to meditate!

VI. NEW CHALLENGES FOR SOCIETIES AND DEVELOPMENT ASSISTANCE
The current ICT-centred technological revolution, of which the Internet is but one manifestation, is reshaping not only the sphere of economic organisation but also, and relatedly, the sphere of social relations. The impact is likely to be at least as great in developing countries as in OECD ones.

2.3 Women workers and the work of women: Working Out of Poverty

Today’s girl child is tomorrow’s older woman worker, and it is her opportunities and experiences now that will shape her ability to obtain and maintain decent work throughout her adult life, and enjoy security and protection in her old age. If girls, compared to boys, face negative cultural attitudes and practices and discrimination from birth, they will grow up to be women with greater constraints and few choices and opportunities. In turn, they will be less able to influence positively the lives of their daughters and sons, so that poverty is likely to be passed on from one generation to the next.

Small Business Loans for Women

Not only are the number of small businesses on the rise throughout North America, but so too are the number of women-owned small businesses. Female entrepreneurs are rapidly becoming a major playing force in the world economy. In the United States alone, it’s estimated that women-owned small businesses employ more than 27 million people and generate over three and a half trillion dollars for the country’s economy. Taking that into account, one has to then wonder why small business loans for women are still in short supply.

Women Small Business Loans

The number of female entrepreneurs across the world, and particularly in North America, has increased enormously over the past few years. That, however, is in no thanks to the amount of women small business loans that have become available. Women might act and think differently than men when it comes to running their business, but they have proven equally as successful in the long run. The only tricky part comes in raising the capital to get the idea off the ground. Read on to find out how to make the most of the available sources of financing.

Women Small Business Loans

4.2.1 The challenges and barriers of growth: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Most women entrepreneurs face many growth barriers

4.2.1 The challenges and barriers of growth: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Most women entrepreneurs face many growth barriers

16.0 Closing comments: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

In recent years, Tanzania has embarked upon the economic recovery process and is continuing to build upon and address the needs of MSMEs. Key informants from the MIT-SME Section acknowledged the current and future potential of women entrepreneurs and, although seriously under-resourced for the tasks ahead, the SME Section is enthusiastic and committed to working with the international donor community to support this target group. Coordination of all support efforts is crucial. A mechanism for achieving this is recommended – either an officer fully dedicated to the development of women’s enterprise or the establishment of a more formal Office for Women’s Enterprise Development (OWED).

16.0 Closing comments: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

15.0 The state of research on women in MSES in Tanzania: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
There is more available research on women entrepreneurs in Tanzania than in Ethiopia and Kenya. One of the major reasons for this is the presence of the Entrepreneurship Centre at the University of Dar es Salaam (UDEC).

15.0 The state of research on women in MSES in Tanzania: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
There is more available research on women entrepreneurs in Tanzania than in Ethiopia and Kenya. One of the major reasons for this is the presence of the Entrepreneurship Centre at the University of Dar es Salaam (UDEC).

14.2 Recommended actions – women entrepreneurs’ associations: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
(i) Build capacity of women entrepreneurs’ associations through ILO’s WEDGETanzania project

14.0 Women entrepreneurs’ associations and capacity-building: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
There are over 30 business associations in Tanzania, seven of which are identified as being representative of SMEs (MIT, 2002). Only four of the total are oriented towards women members.

13.0 Business environment issues: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

The Tanzanian government is in the early stages of reviewing the regulatory and operating environment for its SMEs. According to the UDEC report (2002), most existing business policies and regulations were set up with large businesses in mind and are inappropriate for smaller enterprises. It also reported that existing policies are either gender blind or gender insensitive and thus fail to support women entrepreneurs in growth sectors.

11.1 Recommended actions – business support and information: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
(i) Establish a coordinating office for BDS and outreach services for women-owned MSEs.

10.4 Recommended actions – training: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
(i) Increase women’s awareness of the need for training and its availability

10.4 Recommended actions – training: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
(i) Increase women’s awareness of the need for training and its availability

10.3 Training for existing enterprises: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Once in business, women entrepreneurs express a strong need for training in marketing, product quality, financial management and business planning. But access to this business and management training is limited.

10.0 Training – business management and technical skills: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Findings from research on women entrepreneurs in Tanzania and interviews with key informants indicate that women tend to have low levels of business and technical skills, and often do not value the importance of business training.

9.4 Recommended actions – access to credit and micro-finance: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Recommendations to alleviate some of the challenges encountered by women in accessing credit to support the growth of their enterprises are presented for each of three levels of intermediaries – micro-financing operators, financial institutions and government.

9.2 Barriers to financing women entrepreneurs: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Although women entrepreneurs have consistently proven to be good credit risks (as a result of good repayment histories), limited access to credit for both new and growing women-owned firms is confirmed by researchers and key informants as a major constraint.

9.2 Barriers to financing women entrepreneurs: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Although women entrepreneurs have consistently proven to be good credit risks (as a result of good repayment histories), limited access to credit for both new and growing women-owned firms is confirmed by researchers and key informants as a major constraint.

8.1 Recommended actions – promotion: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Launch Women entrepreneurs in Tanzania: A woman’s golden hands

8.0 Promotion of women’s entrepreneurship: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

According to key informants from the University of Dar es Salaam, entrepreneurship is only now becoming considered a legitimate and valued activity in Tanzania. There is a huge need to increase this and to create more awareness of the important role that owners of micro and small enterprises play in the economy. A much higher value has to be attached to opportunities in the SME sector and to the role of entrepreneurs so as to make it an acceptable and preferred option for college and university graduates, the next generation of entrepreneurs.

7.1 Recommended actions – policy coordination and leadership: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Staff an official position responsible for women’s enterprise development

7.1 Recommended actions – policy coordination and leadership: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Staff an official position responsible for women’s enterprise development

7.0 Policy/programme coordination and leadership: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
At the time of the field visit to Tanzania (November 2003), there was no formal focal point for women’s entrepreneurship development within the government. An officer in the MIT-SME Section was assigned responsibility for co-implementing the ILO-WEDGE programme in collaboration with the ILO Dar es Salaam Office.

6.0 The integrated framework for development of women entrepreneurs: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
In the following sections, an assessment will be made of the Tanzanian support environment in favour of growth-oriented women entrepreneurs according to each of the areas set out in the Stevenson and St-Onge (2003) integrated framework.

5.4 Inclusion of women in the SME Development Policy: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

Recognizing that women have less access to productive resources such as land, credit and education due to cultural barriers, and that they stand on uneven ground, the SME Development Policy specifies that gender mainstreaming will be enhanced in all initiatives pertaining to SME development, and outlines the need for specific measures that promote women’s entrepreneurship. These are stated as follows:

4.2 The profile of growth-oriented women: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Since recent statistics disaggregated by sex are not available, it is not possible to estimate how many women among informal economy enterprises and SMEs are operating growth firms, or how many of them have medium-sized enterprises.

4.1.1 Constraints faced by women in the MSE sector: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Women in the MSE sector face a number of serious obstacles.

4.1 The situation of women in MSMEs: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

Key informants confirmed findings from the literature – that women are predominantly found in informal, micro level, and low-growth sectors, and encounter high competition while earning subsistence incomes. Seriously encumbered by their low levels of education, women are unable to find employment in the formal, private sector, and are the first to lose their jobs in retrenchment exercises. Of necessity, they are driven into entrepreneurial activities.

4.0 The state of women’s enterprises in Tanzania: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005

Currently, there is no comprehensive data on the number of women in the MSME sector, the size of their enterprises, or their distribution by sector. Only proxies are available. In NISS (1991) women accounted for about 35 per cent of informal enterprises. By 1995, it was estimated that the proportion of women in the sector could have risen to 70 per cent of the informal sector labour force. In a 2000 Economic and Social Research Foundation (ESRF) study, 55 per cent of the enterprises in the sample were owned by women (as reported in Mlingi, 2000, p. 89). Swisscontact (2003) estimated that women owned 43 per cent of MSEs.

1.3 Methodology: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Preparation for the mission involved a preliminary review of relevant research and documentation on the state of economic development in Tanzania, the general environment for SME development, the status of women entrepreneurs in the economy, and barriers to their growth and development.

1.2 Mission Objectives: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
The mission objectives for Tanzania were to: • review recent ILO and other relevant research on women in enterprise in Tanzania;

1.1 Background and Introduction: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
The International Labour Organization (ILO) entered into a general agreement with the Ministry of Industry and Trade (MIT) in 2003 to implement a Women’s Entrepreneurship Development and Gender Equality (WEDGE) Programme1 in Tanzania.

7.0 Conclusions: Gender Entrepreneurship and Competitiveness in Africa 2007
This chapter shows that both men and women are active as entrepreneurs in Africa, and their enterprises share many common characteristics.

6.3 Limitations of Enterprise Survey data for gender analysis: Gender Entrepreneurship and Competitiveness in Africa 2007
Although the Enterprise Survey data are without doubt a rich source of information about enterprises, their activity, and their constraints, they have important limitations for investigating entrepreneurship disaggregated by sex

6.2 Legal and regulatory constraints: Gender Entrepreneurship and Competitiveness in Africa 2007
Many African countries are characterized by the coexistence of dual or multiple legal systems, which lead to greater insecurity of women’s legal status, compared with men.

6.1 The informal sector: Gender Entrepreneurship and Competitiveness in Africa 2007
Entrepreneurs—male or female—constitute a very small percentage of the population, according to household survey data. Almost everywhere, less than 1 percent of all women of working age (15 to 65 years old) are “employers”—that is, women who own a business in which they employ hired labor.

5.0 How is the performance of businesses affected?: Gender Entrepreneurship and Competitiveness in Africa, 2007
The analysis of constraints developed in the previous section indicates that, although there are cases in which women are more likely to identify certain obstacles as “major” or “very severe,” men’s and women’s perceptions tend to be in agreement more often than we might have expected.

4.0 Gender differences in constraints and opportunities: Gender Entrepreneurship and Competitiveness in Africa, 2007
Do women and men entrepreneurs face different constraints in managing their businesses?

3.0 Characteristics of men’s and women’s enterprises: Gender Entrepreneurship and Competitiveness in Africa, 2007
Enterprise Surveys allow us to identify certain characteristics of a business, such as the sector in which it operates, the size of the enterprise, the number of years it has been in operation, whether it is an individual or family enterprise, and, in many cases, the sex of the business owner. This chapter examines some of these characteristics differentiated by the sex of the business owner.

Successful Women Entrepreneurs Hold Onto Their Power
One of the personal and professional struggles I had, was giving away my power. The reason, I didn’t always realize when I was giving it away.

Women Entrepreneurs Find The Courage

So many times we feel we are “stuck in a rut,” doing the same thing day after day and see no way out. The daily responsibilities of family and bills can weigh heavy on our shoulders. At one time I felt this way, like my day-to-day actions where the same, repeating from week to week, month to month. The only thing different, the date had changed. So what makes some women decide they have had enough, and that there is more to life? For me what it required to become an entrepreneur was courage. In fact I realized all women entrepreneurs find the courage to step out of the box, and march to the beat of a different drummer.

Women Entrepreneurs Are Changing The World

The world is changing, there are more and more women becoming entrepreneurs. It is so exciting and inspiring to see some of the women as they overcome huge obstacles to not only change things for themselves but also for their community and the world. Women entrepreneurs have different values, passions and beliefs than men. It is because of these differences that women entrepreneurs are changing the world. Right now more and more women are becoming leaders.

Women Entrepreneurs Are On The Rise
Everywhere you look more and more women are becoming entrepreneurs. The shift is happening now like no other time in history. Women entrepreneurs are on the rise for good reason. More and more women are taking control and being responsible for their future. Women have been part of the workforce for a while but now are taking it a step further and becoming their own boss.

Entrepreneurial Success Is In All Women

Life throws a curve ball to all of us at one time or another. We get excited about something in our life, make big plans as to how we are going to achieve it or what our life will be like when we find success and then comes the curve ball, the unplanned, the unexpected. True entrepreneurial success is in all women its in finding an alternate route or plan. There is always an alternate route it just may not be so obvious. Life has lessons for us all, and the alternate route may in the end be the perfect route for you. It just may be a bumpier ride.

5 Obstacles Women Entrepreneurs Encounter and How to Surmount them

Over time, we have observed women entrepreneurs rise from scratch to the pinnacle of success. Gone are the days when men dominate every endeavor of life. Gone are the days when running a business is strictly a men’s game. We now have women sitting atop multi-billion dollar empires. Now let’s analyze the successful women in the world. I am talking about successful women such as Mary Kay Ash, Estee Lauder, Coco Chanel, Anita Roddick, Oprah Winfrey, Martha Stewart, etc. How did these women make it? What obstacles did they encounter when starting a business from scratch? How did they surmount such obstacles in business? And how can you copy their winning strategies? Well I will suggest you read on.

Female Entrepreneurs Are No 9 to 5ers

I am back from one of the most fulfilling 3 days camping with my son and 20 other kids in his class.I am so thankful for the opportunity to spend 3weekdays camping with kids. This is something that as a women entrepreneur I am able to do.Taking this trip was a great reminder that female entrepreners are no 9-5ers. As a work from home mom I feel especially grateful to be able to spend this time with my son and to be able to share these once in a lifetime opportunities.

Inspired Women Entrepreneurs Achieve Success

Finding your inspiration is essential for your success, in both your personal and business life. Once you make the decision to, ”go for it,” and make the commitment it’s inspiration that keeps you moving through the challenges. As a successful female entrepreneur you must tap into your inspiration. Inspired women entrepreneurs achieve success by taping into their “true self,” and use inspiration to live their “life without limits.”

Mentoring
As you know, women business owners make a significant contribution to the economic health of our nation and communities. Their contributions continue to rise as more women become entrepreneurs and existing women-owned businesses expand.

How Entrepreneurs Can Build Self Confidence
I’ve recently read several research articles that find women exhibit a lack of self-confidence in their own abilities as entrepreneurs compared to men; many women do not feel comfortable calling themselves entrepreneurs; and, fear of failure is higher for women compared to their male counterparts. Here are five tips to build your entrepreneurial confidence.

Beyond the Glass Ceiling: 7 Habits of Highly Successful Female Entrepreneurs
US businesses owned by women are growing at a phenomenal rate. But women in business tend to face different challenges than their male counterparts, and are far less likely to reach the million dollar mark. Based on a study of over 750 women in business, this article details some of the habits of highly successful female entrepreneurs—and how to emulate their secrets for success.

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