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Youth and Entrepreneurship: Part 1
Participants disagreed over the notion that "entrepreneurs are born, not made." They debated "if youth is a condition of age or mindset." They disputed whether "governments role is to create an enabling environment" for business, or "just get out of the way." But they all agreed these forces must work in concert in the Arab world, and fast.

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Managing Diversity: A Bliss or a Curse
Workforce diversity is a reality at San Francisco. We already reflect the national demographic trends predicted for the year 2000 by the Hudson Institute in its 1987 report, Workforce 2000. Accommodation issues for our diverse workforce, such as childcare, elder care, flexible work arrangements, disability accommodation, and literacy are being addressed in the workplace.

2.0 The economic context: Support for Growth-oriented Women Entrepreneurs in Tanzania, 2005
Tanzania has a population of just over 37 million, a GDP of US$22 billion, and GDP per capita of US$610.6 An estimated 51 per cent of the population lives below the poverty line. Eighty per cent of the country’s poor population live in rural areas, depending on subsistence agriculture and unable to participate in broader markets. Poor roads, exorbitantly expensive utilities and prohibitive policies have compounded this problem, significantly impeding the growth of the economy.7 Agriculture, the mainstay of the economy, is almost 50 per cent of GDP, and small-scale peasant farmers, who make up 70 per cent of the population, carry out over 80 per cent of agricultural activities. About 30 per cent of the population over 15 years of age is illiterate (UDEC, 2002).

1.0 Introduction: Microfinance in Africa - Experience and Lessons from Selected African Countries
Small enterprises and most of the poor population in sub-Saharan Africa have very limited access to deposit and credit facilities and other financial services provided by formal financial institutions. For example, in Ghana and Tanzania, only about 5–6 percent of the population has access to the banking sector. This lack of access to financial services from the formal financial system is quite striking, when one considers that in many African countries the poor represent the largest share of the population and that the informal sector is an important part of the economy.

Proper Regulation Is Crucial to Ensure Welfare Gains
The effects of privatisation on living conditions of the population, and, in particular, on improved access and quality, are mixed and depend on the regulatory framework in place and the capacity of the state to co-operate with the private sector. In particular, the impact of privatisation policies on the welfare of the population and ultimately on the poor requires:

Report from the Field: Incorporating Microfinance into Kenya's Economic Recovery Strategy
With a population of 30 million people and a per capita income of US$260, Kenya is categorized the 20th poorest country in the world.[1] Estimates indicate that about 47% of the rural population and 29% of the urban population live under conditions of absolute poverty, where malnutrition and seasonal famine are not just a consistent fear, but also a frequent reality in their lives. On the other hand, the unemployment rate, currently estimated at between 25% and 35%, threatens to get out of hand as roughly 0.5 million school dropouts continue to join the ranks of the unemployed every year.

Effects of education upon fertility: The Indirect Effects of Investment in Human Capital
Whether and how government policy should affect fertility is a controversial ethical issue. However, the UN International Conference on Population and Development in Cairo in September 1994 highlighted the importance of enhancing female education as part of a successful population policy.

Managing Your Virtual Workforce Effectively
Overcome virtual workforce related challenges and increase business productivity and profitability Most entrepreneurs having a virtual workforce continuously find themselves struggling with issues of communication, trust, work control, productivity and accountability. Here are some points to ponder if you wish to make your virtual workforce more efficient.

Analyzing the Character of Successful Entrepreneurs
Successful entrepreneurs tend to possess similar character traits. So what makes them so different from the rest of the 9-5 workforce population? Why are they so good at what they do? What has made them successful in life?

Time to Retire Retirement?
Ten-years from now 80% of the native born American workforce will be over 50! When these workers start to retire there will not be nearly enough young people in the workforce to take their place.

6 Steps To Recruit Competent Virtual Employees
Right recruitment sows the seeds for growing a virtual workforce that is competent and delivers results better than an in-office workforce does. However, recruiting, training, and managing virtual employees are tasks that involve planning and a clear sight of the goal. Here are a few tips that would get you started in the right direction.

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